Expert Personal Financial Advisors
Managing money can be complicated, and knowing where to start isn’t always easy. Everyone deserves access to practical and personalised financial planning services that make a real difference, whether you’re planning for retirement, managing debt, or looking for investment opportunities.
Setch is your ultimate personal financial advisor. By providing a clear plan tailored to your goals and guidance that grows with you, we ensure you’re in the best position to build your wealth and improve your quality of life.
Superannuation and Investment Management
Assisting you to organise for your retirement
Risk Profiling and Portfolio Selection
Pay off remaining debt
Advising on your insurance needs
Financial Advice, Strategy and Investment Portfolio Decisions
We work with our clients to make financial plans and decisions that helps them to do better financially.
This may include advice and plans to improve your financial security and independence. Our experts are accessible to our clients and communicate directly with you to achieve tailored strategies.
Get in touchThis may include advice and plans to improve your financial security and independence. Our experts are accessible to our clients and communicate directly with you to achieve tailored strategies.
Get in touchCase studies
Superannuation and Debt Management
Robert is 59 years old and single. He earns over $150,000 but still has a mortgage, a car loan and personal debt, and is somewhat exposed to rising interest …
Learn MoreMortgage, Investments and Insurance
Costa and Susan have two children and are in their early thirties. They have a mortgage and surplus savings, they are looking for ways to accumulate wealth a…
Learn MoreRetiring Early
Matthew is 49 years old and has children from a previous relationship. He has a house, a car, a boat and a motorbike but a low super balance.
Learn MorePortfolio Construction and Wealth Management
Peter and Aisha are in their 40s. Peter is in the construction industry but has not been happy with the performance of his superannuation. He notices that ma…
Learn MoreWho are our clients
Our clients come from a very broad demographics and many are on or starting the journey to improve their financial position, regardless of their age and asset level. Our clients are seeking our financial expertise to support wise financial decision making and are prepared to be engaged, to improve their position significantly.
We help people all across Australia by providing access to qualified financial advisors in Sydney, Melbourne, Canberra, Perth and Adelaide.
Learn moreAccessible Financial Planning Services
Financial planning isn’t just reserved for a certain group of people—and with Setch, it’s no longer out of reach. With clients that come from all walks of life, from young professionals and growing families to business owners and retirees, we make expert financial planning services accessible to everyone.
Get professional advice when you need it, no matter where you are, with our online financial advisor. From Melbourne to Perth, Setch caters to the whole of Australia. Our financial advisors, who can be made available to you in Sydney, Adelaide, Canberra, and beyond, empower you to take control of your finances.
How a Financial Advisor Can Help
Your financial needs change over time, and so should your financial plan—that’s why our financial advisors take the time to understand what’s important to you, no matter your life stage.
Superannuation & Investment Management
Planning for the future starts today with our superannuation financial advisor. We help you make the most of your super, structure your investments wisely, and plan for retirement with clear, actionable steps. This includes risk profiling and portfolio selection, forming the right investment mix that matches your long-term goals.
Retirement Planning
Retirement should be something to look forward to, not a source of stress. Our retirement financial advisors help you plan a comfortable future, ensuring you have enough savings to enjoy life on your terms.
Get In TouchDebt Management
Carrying debt can feel overwhelming, but it shouldn’t hold you back. With a reputable debt management advisor, you can refocus your finances to build wealth. Our financial planning services help you develop a plan to reduce and restructure loans, lower interest costs, and improve cash flow, complete with expert guidance on capital longevity.
Estate Planning & Insurance
Life is unpredictable, but with an adept personal financial advisor, you secure the right insurance to safeguard your income, assets, and family in case of unexpected events. At Setch, we also assist in estate planning, ensuring your assets are passed on according to your wishes.
Get In TouchAged Care & Pension Advice
Manage financial decisions in your golden years or care for elderly family members through a knowledgeable lens with our financial advisor for aged care plans. We simplify things, helping you understand aged care costs, government subsidies, and pension entitlements to secure a quality lifestyle later in life.
If you’re already retired, we also offer quality financial advice for pensioners and work with you to strategically manage your income, savings, and superannuation.
Medical Professional or High-Income Earners Advice
Grow and protect your income as a healthcare worker with our medical financial advisor. We help you manage your finances with tax-effective strategies, strategic superannuation structuring, and investment planning that suits your career path.
Get In TouchThe Edge Setch Brings as Your Online Financial Advisor
Say goodbye to the one-size-fits-all approach, our online financial advisors offer:
- Personalised and sophisticated strategies that fit your unique financial situation.
- Clear guidance with practical solutions focused on achieving realistic goals.
- Ongoing support that evolves with you for long-term financial health.
Take Control of Your Finances with a Personal Financial Advisor
Whether you’re looking for expert guidance on superannuation, debt management, investments, insurance, or retirement, Setch is here to help. Book a free consultation today and discover how a financial advisor can help you achieve your goals towards financial freedom.
Get In Touch
Life Is An Unpredictable Journey
How that journey unfolds for each person varies considerably. We use our experience to help you to make better financial decisions in unpredictable times and to ensure that changes in your circumstances, health crisis, divorce, inheritance, investments, are taken into consideration.
We provide personalised support at every step of your financial and personal journey, from debt management advice that can help you move past existing debts, to superannuation financial advice to set up for retirement, and ever aged care financial planning to ensure you can afford quality care later in life.
Calculator
We provide a selection of calculators that enable you to do calculations in common financial situations.
View CalculatorTalk to us
We provide a broad range of financial planning and advice to our clients.
Book an appointment now to learn how we can help you achieve your financial goals.
An initial discussion has no cost and is obligation free.
Frequently asked questions
Your financial situation changes over time, so it’s important to review your plan regularly. Major life events—like buying a home, having children, changing jobs, or nearing retirement—can impact your financial goals. Checking in with your financial advisor at least once a year ensures your plan stays on track and adapts to any changes in your circumstances.
Our online financial advisor services give you access to expert financial planning no matter where you are in Australia. We provide virtual consultations, tailored financial plans, and ongoing support, so you can confidently manage your finances from the comfort of your home.
Managing finances on your own is possible, but it can be challenging to understand complex areas like superannuation, tax planning, and investment strategies without expert knowledge. A personal financial advisor not only helps you make informed decisions and avoid costly mistakes, but also structures a plan that aligns with your long-term goals.