We have offices in Sydney, Melbourne, Perth, Brisbane, Adelaide, Canberra, Hobart and Newcastle

Medical Financial Advisor

Medical professionals dedicate their careers to caring for others, but managing personal finances is sometimes put on the back burner. Our medical financial advisors can help doctors, nurses, dentists, pharmacists, and healthcare specialists build wealth, reduce financial stress, and secure their future—all while focusing on their patients.

At Setch, we understand the financial challenges unique to medical professionals, and our financial advisors for medical professionals empower you to achieve financial freedom with smart strategies and personalised investments.

Get in Touch Free Appointment

Planning for the Future with a Medical Financial Advisor

Long-term financial security isn’t just about earning a high income—it’s about making your money work for you. Our medical financial advisor helps you plan ahead, so you can focus on your career without financial stress.

We offer:

  • Retirement & Superannuation Planning: Many healthcare workers start saving later due to extended training periods. A retirement financial planner ensures you have a clear roadmap to financial independence, while a superannuation advisorhelps you grow your balance through strategic contributions and tax benefits.
  • Aged Care & Long-Term Support: Planning for aged care isn’t something most people think about until they need it. Our aged care financial adviser helps you prepare for medical costs, assisted living, and securing financial support for yourself or your loved ones.

Pension Income Planning: Transitioning to retirement requires careful planning to ensure a stable income flow. Our financial advisor for pensioners helps you structure pension withdrawals, balance government benefits, and create a steady income stream that supports your lifestyle throughout retirement.

image-service

How a Financial Advisor for Doctors Helps

Managing Student Debt & Late Career Earnings

Many doctors graduate with significant student loans, and their peak earning years often don’t begin until their 30s or 40s. A financial advisor for doctors or debt management advisor creates a structured loan repayment plan, helping you make tax-efficient repayments, explore refinancing options, and reduce financial strain.

Get in Touch Free Appointment
image-service

Complex Compensation Structures & Tax Planning

Whether you’re an employee, contractor, or private practice owner, your income might be irregular or come with performance-based incentives. A medical financial advisor helps you optimise taxes, structure business income efficiently, and claim eligible deductions, so you keep more of what you earn.

Protecting Your Career & Income

High-income professions come with liability risks, making insurance planning a must. Our financial advisors for doctors help secure disability and life insurance so you’re covered against unexpected setbacks.

Get in Touch Free Appointment

Personalised Advice

Sophisticated Investment Strategies

Cost-Effective Solutions

Comprehensive Financial Education

Don’t just take our word for it, book a free appointment!

FREE APPOINTMENT
image-service

Smart Investment Strategies

Your time is valuable, and researching investments may not be a priority. Our financial planning services provide expertly managed, tax-efficient investment portfolios that balance stocks, real estate, and other diversified assets to grow your wealth over time.

Get in Touch Free Appointment
image-service

Secure Your Future with Financial Advisors for Medical Professionals

Managing wealth as a healthcare professional requires a strategy that’s flexible to your career changes, earnings, and long-term goals. Whether you’re looking to reduce debt, optimise tax efficiency, invest wisely, or plan for retirement, Setch’s financial advisors for medical professionals are here to help.

Book a free consultation today and take control of your financial future.

Get in Touch Free Appointment

Case studies

Superannuation and Debt Management

Robert is 59 years old and single. He earns over $150,000 but still has a mortgage, a car loan and personal debt, and is somewhat exposed to rising interest rates.

Learn More

Mortgage, Investments and Insurance

Costa and Susan have two children and are in their early thirties. They have a mortgage and surplus savings, they are looking for ways to accumulate wealth and want to consider insurance.

Learn More

Retiring Early

Matthew is 49 years old and has children from a previous relationship. He has a house, a car, a boat and a motorbike but a low super balance.

Learn More

Portfolio Construction and Wealth Management

Peter and Aisha are in their 40s. Peter is in the construction industry but has not been happy with the performance of his superannuation. He notices that many of the large superannuation funds have investments in office buildings and is curious how infrastructure projects will perform financially as interest rates rise and the risks of these assets classes.

Learn More

Investments and Superannuation in the context of Relationship Separation

Sandra is 52 years old and has recently separated from her partner. Sandra owns a house with a mortgage from a previous relationship, and she owns a property with her recent ex-partner, and is looking for guidance in relation to the financial aspects of the separation and how to manage her investments and superannuation.

Learn More

Insurance and Wealth Accumulation

Robin and Noa have two young children and are 40 years old. Robin earns close to $90,000 and Noa earns close to $160,000. They have a mortgage and a personal loan, with monthly savings of about $750.

Learn More

Financial advice for Blended Families

Weng and Karen are 62 years old and 54 years old respectively and have non-dependent children from previous relationships. They have been divorced.

Learn More

Financial Advice for Young Families

Patrick is a devoted father with a young family. He has a solid income and wants his superannuation to work hard for his family’s future. Like many Australians, his superannuation contributions are directed to a fund selected by his employer, which includes basic insurance arrangements. Patrick's scenario is common for people with growing families.

Learn More

Wealth Accumulation including Ethical, Sustainable and Governance Investing

Thao is in her late twenties and single. She recently bought an apartment but is renting, and has an interest in wealth accumulation with an ESG theme. Further, one of her friends was in an accident and did not have insurance in place.

Learn More

Insurance

Brydon is 37 years old and has been working in the mining industry and contributing to a default superannuation fund offered by his employer. His family circumstances have changed significantly since he started working, in that he has a partner and two children.

Learn More

Frequently asked questions

Due to high student debt, many healthcare workers delay investing as they focus on savings, which can slow long-term wealth building. A financial advisor for doctors can help you build a diversified portfolio and manage debt payoffs by creating a balanced financial plan structured to your goals.

It’s never too early—or too late—to start. Whether you’re in medical school, residency, or already established in your career, a medical financial advisor can help you make smarter financial decisions.

Starting a practice is an exciting yet complex financial decision. Our financial advisors for medical professionals ensure you make informed choices from day one, assisting with business structuring, tax planning, budgeting, and securing the right insurance to protect your income and assets.

Our other services

Superannuation Investment and Portfolio Construction

Learn More

Superannuation and Wealth Accumulation

Learn More

Pension Financial Advisor

Learn More

Medical Financial Advisor

Learn More
View All
  • Popular Searches + Hide Popular Searches