We have offices in Sydney, Melbourne, Perth, Brisbane, Adelaide, Canberra, Hobart and Newcastle
Whether you’re looking to save for future goals, reduce debt or simply manage your day-to-day finances better, our expert advice will empower you to achieve financial success.
Find out how we can help you become a pro with cash flow management by booking a consultation with us today.
When was the last time you did some budgeting to really understand where your income is being spent? It is important for all of us to seek budgeting advice periodically so we understand where our income is being spent and invested. A Setch financial advisor can assist you with budgeting and cash flow management by helping you develop bespoke and customised cash flow management strategies.
The earlier you start budgeting and implementing cash flow management strategies, the quicker you can build capital for investment and wealth accumulation. The objective of budgeting advice is to develop an ability to generate a healthy cash flow that can be invested to generate returns.
These returns can then be used to increase income and help you unlock the life you want.
When you obtain advice for budgeting, it can be quite surprising and confronting to see where your money is going. Rest assured, Setch Group is here to help you make smarter choices so that you can feel empowered with your finances.
Get in touch with the Setch Group financial advisors for a non-obligation consultation.
Robert is 59 years old and single. He earns over $150,000 but still has a mortgage, a car loan and personal debt, and is somewhat exposed to rising interest rates.
Learn MoreCosta and Susan have two children and are in their early thirties. They have a mortgage and surplus savings, they are looking for ways to accumulate wealth and want to consider insurance.
Learn MoreMatthew is 49 years old and has children from a previous relationship. He has a house, a car, a boat and a motorbike but a low super balance.
Learn MorePeter and Aisha are in their 40s. Peter is in the construction industry but has not been happy with the performance of his superannuation. He notices that many of the large superannuation funds have investments in office buildings and is curious how infrastructure projects will perform financially as interest rates rise and the risks of these assets classes.
Learn MoreStarting a budget begins with understanding your income and expenses. Track your spending for a month, categorise your expenses, and set realistic goals. Our team can guide you through creating a budget that fits your lifestyle and financial goals.
Budgeting is a powerful tool in managing and reducing debt. It helps you allocate funds strategically to pay off debts faster while ensuring you can still save and invest for the future. We can assist in devising a budget that prioritises debt repayment efficiently.
Absolutely. A well-planned budget identifies potential savings areas and helps you set aside funds regularly for emergencies, investments, and future plans, contributing to overall financial resilience and growth.
We recommend reviewing your budget regularly, at least quarterly or when your financial situation changes. This ensures your budget remains aligned with your current income, expenses, and financial objectives. Our team is here to help adjust your budget as needed to keep you on track towards your financial goals.