About Setch
Setch specialises in financial planning, financial advice and investment management that helps Australians do better by making wise financial decisions. We work with our clients on an ongoing basis because many decisions, whether large or small, need to be reviewed regularly to place our clients in a better position, both now and in the future. Our approach is to listen and be accessible to our clients and our investment experts will communicate directly with you. We want to know our clients’ goals and objectives which change over time due to unpredictability and uncertainty. Our approach is consistency. We adjust your strategies throughout different stages of your life and when uncertain events occur. We also prompt you to plan for the future so that you can weather events.
We have substantial expertise in the financial and the regulatory landscape impacting Australians, and we bring that expertise to attempt to optimise our clients’ positions. Our team is comprised of highly credentialed and experienced professionals who assist our clients across a wide array of financial situations and solutions. The team comprises members, who are highly qualified in portfolio construction, complex financial products, financial planning/modelling, economics, legal regulations and taxation and have more than 20 years of experience in financial services with specialties and integration skills that help our clients make wise decisions.
Our expertise
Understanding you
We spend the time understanding your financial objectives and goals by communicating with you on a regular basis and integrating our knowledge of your circumstances to develop your risk profile, financial balance sheet and cash flows, and economic forecast. The integration of information obtained allows us to reconcile your goals and objectives into a financial plan and formulation of strategic advice. Overtime we build our relationship with you, so that you feel that you can rely upon us when times are good, bad or a mix of both.
Understanding the financial and regulatory landscape
Our team includes highly qualified and experienced financial, economic and regulatory experts that have the capability to construct strategies in accordance with Australia’s complex financial and legal framework.
Refinement
We work with our clients on an ongoing basis to refine their plans as their financial circumstances and market conditions change. For many we are a constant in their financial journey helping to navigate the uncertainties and vicissitudes. By making wise decisions on an ongoing basis and overtime, the outcomes of their financial journey can be much better.
Customised Financial Strategies
Our expertise is understanding how financial strategies need to be customised to your circumstances yet are flexible to change when your circumstances alter. We do this by underpinning financial strategies with a risk management approach. For many this may start with a wise plan to prioritise debt repayment, for others it may be trading off reducing home mortgage debt and a higher level of superannuation and for others it may be restructuring your superannuation to plan for retirement. Importantly, financial planning involves a spectrum of strategies that change over time.
Portfolio Construction and Investment
We take a highly considered and structured approach to investing that helps you to achieve your financial goals, while also considering your risk and investment preferences. With decades of combined experience, our team of experienced professionals is dedicated to helping you achieve your investment goals with confidence and clarity. At Setch, we recognize that every client has a varying risk appetite. That is why we take a personalised approach to portfolio construction and investment management. Whether you are a conservative investor seeking income and steady growth, a moderate investor looking for a balance between risk and return, or an aggressive investor willing to take on higher levels of risk for potentially greater rewards, we work closely with you to understand your risk tolerance and craft a tailored investment strategy that aligns with your objectives.
Pre-Retirement and Retirement Planning
We assist our clients in the pre-retirement and retirement planning stages and we find that we are able to support our clients to do better financially via a variety of strategies. Preparing for retirement is important, but it is usually never too late to start. Besides helping you structure your superannuation and investments, we also conduct financial projections to determine:
- How much capital you need in retirement to fund your specific retirement income needs
- If you can afford to retire at your desired retirement age
- When you can afford to retire
- Level of debt/liabilities you will have upon retirement
Talk to us
We provide a broad range of financial planning and advice to our clients.
Book an appointment now to learn how we can help you achieve your financial goals.
An initial discussion has no cost and is obligation free.