All information is current as at 3rd October 2025 unless otherwise stated. This website is issued by Setch Group Pty Limited ABN 61 661 091 201 registered office is located at 89 Bronte Road, Bondi Junction, NSW 2022 and is a corporate authorised representative (CAR) # 1299382 of InterPrac Financial Planning Pty Ltd ABN 14 076 093 680 which holds an Australian Financial Services Licence (AFSL) # 246638. Prior to making any investment decision, you should consider seeking financial, legal, taxation, or other relevant professional advice. This website is intended as general information only and has been prepared without taking into account any person’s objectives, financial situation or needs. You should also consider the relevant Product Disclosure Statements (‘PDS’) for any product mentioned before making any decision about whether to acquire the product. This website may include general commentary on market activity, sector trends or other broad-based economic or political conditions that should not be taken as investment advice. Information stated about specific securities may change. Any reference to specific securities should not be taken as a recommendation to buy, sell or hold these securities. You should consider these matters and seek personal advice before acting on any information. Any forward-looking statements, opinions, projections and estimates in this website may be based on market conditions, beliefs, expectations, assumptions, interpretations, circumstances and contingencies which can change without notice, and may not be correct. Any forward-looking statements are provided as a general guide only and there can be no assurance that actual results or outcomes will not be unfavourable, worse than or materially different to those indicated by these forward-looking statements. Any graphs, examples or case studies included are for illustrative purposes only and may be specific to the context and circumstances and based on specific factual and other assumptions. They are not and do not represent forecasts or guides regarding returns or any other future matters and are not intended to be considered in a broader context. While the information contained in this website has been prepared with reasonable care, to the maximum extent permitted by law, no responsibility or liability is accepted for any errors or omissions or misstatements however caused. Past performance information provided in this website is not a reliable indicator of future performance.