Life is full of surprises, some good, some not so good. That is why the right insurance matters. At Setch, we help you protect the people and lifestyle you have worked hard to build with tailored insurance and risk cover strategies that fit your needs. Whether it is life insurance, total and permanent disability (TPD), trauma cover, or income protection, our experienced financial advisors explain your options in plain language — so you can feel confident that you and your family are covered if the unexpected happens.
Choosing the right insurance can feel overwhelming, but it does no have to be. At Setch Group, our insurance advice is all about helping you understand your options, what you are actually covered for, and how to make it all fit within your budget. We will walk you through the different types of cover, including total and permanent disability (TPD) insurance, trauma insurance, and Australian income protection insurance, and help you determine what is worth considering based on your lifestyle, income, and future goals.
You will get clear advice on:
We’re proud to have helped so many clients take control of their finances and plan for the future with confidence.
No one expects to be permanently injured or unable to work again, but if it happens, total and permanent disability insurance can make a massive difference. TPD insurance pays a lump sum if you become permanently disabled and can not return to work. That money can help cover living expenses, pay off your home, or fund medical care and lifestyle adjustments, giving you and your family financial breathing room when it is needed most.
A serious illness can turn your life upside down physically, emotionally, and financially. That is where trauma cover insurance comes in. Trauma insurance provides a lump sum payment if you are diagnosed with a critical illness like cancer, heart attack, or stroke. It is designed to help cover medical bills, time off work, rehab costs, or anything else you need to focus on recovery, without stressing about money. At Setch Group, we offer honest, easy-to-understand trauma insurance advice to help you decide the right cover for you.
If you could not work tomorrow because of an illness or injury, how would you cover the bills? Income protection insurance is a safety net that replaces part of your income if you are temporarily unable to work due to health reasons. At Setch Group, we help you understand how Australian income protection insurance works, what you are covered for, and how to find a policy that actually fits your lifestyle and budget.
Life insurance is about protecting the people you love and giving them financial security if something unexpected happens. At Setch Group, we take the time to understand your needs and help you choose cover that fits your life, your family, and your goals. From explaining the fine print to tailoring the right policy, we make the process simple and personal so you can feel confident your family’s future is protected.
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At Setch Group, we help you understand the ins and outs of income protection insurance, life insurance, total and permanent disability insurance, trauma insurance, and other important policies. We explain how different types of cover work and what it means if you ever need to make a claim. read more
At Setch Group, we help you understand the ins and outs of income protection insurance, life insurance, total and permanent disability insurance, trauma insurance, and other important policies. We explain how different types of cover work and what it means if you ever need to make a claim. The truth is, not all insurance is the same. Things like waiting periods, claim requirements, and benefit amounts can vary a lot depending on the type of policy you have. Some insurance might not even pay out unless specific conditions are met, which is why it’s so important to get advice from the start. Risk cover is not just paperwork, it is real protection for your income, your family, and your future. Whether you are reviewing cover you have had for years or exploring options like Australian income protection insurance for the first time, we will guide you through it with honest, easy-to-follow advice that puts you first.read less
Get StartedWhether you are planning for retirement, trying to get ahead with your super, or just want to feel more in control, you are in the right place.
Our team is here to guide you, every step of the way, with advice that fits your life and your goals.
At Setch Group, we provide everyday Australians with tailored support to navigate life’s financial ups and downs. Whether you are planning for retirement, managing debt, or simply looking to get your finances in order, we are here to guide you with straight-talking advice and practical solutions.
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At Setch Group, we help you make the most of your super with tailored investment strategies that align with your goals and risk profile. Our superannuation and insurance advice also covers key protections like life insurance through superannuation and income protection insurance super, helping you build long-term wealth while safeguarding your financial future. Whether you are just starting to grow your super or fine-tuning your portfolio closer to retirement, we will guide you every step of the way with expert support in superannuation and insurance planning.
At Setch Group, we help you grow your super with a smart, long-term strategy that aligns with your goals. Our focus is not just on boosting your retirement savings, but also on protecting your future along the way. That is why we review your superannuation and insurance to make sure you have the right cover in place, including superannuation income protection and super income protection options that can safeguard your earnings if life takes an unexpected turn. With expert guidance and ongoing support, we help you build lasting wealth while keeping your financial security front and centre.
At Setch Group, we help everyday Australians take control of their finances with a personalised debt management program. Whether you are juggling credit cards, personal loans, or other financial commitments, our experienced debt advisors work with you to create a realistic plan to reduce what you owe and regain peace of mind. Through structured debt management strategies, we help you organise repayments, avoid unnecessary interest, and work towards long-term financial stability, so you can focus on building a better financial future.
At Setch Group, our pre-retirement planning service is all about helping you make the most of the years leading up to retirement. We work with you to build a personalised retirement plan that balances your lifestyle goals with smart financial decisions. This includes tailored investment advice and a strategic retirement investment plan designed to grow your wealth, reduce tax, and position you for a smooth transition into retirement. Whether you are 5 or 10 years out, we will help you take the right steps now to feel confident about the future.
At Setch Group, we make retirement planning simple and personal. Whether you are approaching retirement or already there, we help you build a clear, realistic retirement plan that aligns with your lifestyle and long-term goals. From managing your super and investments to understanding your income options, we guide you every step of the way. We also provide tailored insurance advice for retirees, ensuring you have the right cover in place to protect your finances and give you peace of mind throughout retirement.
At Setch Group, we help you protect what matters most with tailored insurance and risk cover solutions. Whether you are planning for the unexpected or safeguarding your family’s future, we provide guidance on the right level of cover to suit your life stage. Our advice includes income protection insurance to help replace your income if you are unable to work temporarily, disability insurance for long-term security, and total and permanent disability insurance (TPD) to provide financial support in the event of a serious illness or injury. We make sure you are covered, without overpaying for insurance you do not need.
At Setch Group, we help you take control of your legacy with thoughtful and personalised estate planning. Whether you are looking to protect your assets, provide for loved ones, or ensure your wishes are carried out, we will work with you to create a comprehensive estate plan that reflects your values and goals. From wills and powers of attorney to superannuation nominations and asset distribution, our advisors guide you through the process with care, clarity, and practical advice, so you can plan with confidence and leave nothing to chance.
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