Retirement should be something you look forward to, not stress about. It is a major life milestone and a chance to enjoy life on your own terms. However without the right plan in place, it can come with uncertainty like whether your money will last, how to cover rising healthcare costs, or if you will need to cut back on your lifestyle. This is where Setch Group steps in. Our experienced financial advisors for retirement are here to guide you every step of the way. We make retirement planning simple, helping you understand what you have, where your income will come from, and how to make it all work for the future you want.
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Retirement can last 20, 30, even 40 years, so having a solid retirement planning strategy in place is essential. Without it, there’s a real risk your savings will not last as long as you do. At Setch Group, our financial advisors for retirees help you make the most of what you have built. We look at how much income you will need, how to manage withdrawals, what your investments can do for you, and how to prepare for the unexpected, so you can enjoy financial freedom without the fear of running out.
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Life changes, and your retirement plan should too. As your goals evolve or circumstances shift, we are here to adjust your strategy so it continues to meet your needs. Whether you are years away from retiring or already enjoying life after work, we will help you stay on track with regular check-ins and ongoing support. Effective retirement planning is more than just budgeting; it is about building confidence in your financial future. Our team helps you take control with a personalised approach to financial planning for retirement.
Superannuation is one of your most powerful tools in retirement, but making it last requires smart planning. We will help you understand your fund, maximise your returns, and create a strategy that turns your super into a reliable income stream. Combined with personal savings and smart investment choices, we will build a retirement income plan that supports the lifestyle you want... read more
Superannuation is one of your most powerful tools in retirement, but making it last requires smart planning. We will help you understand your fund, maximise your returns, and create a strategy that turns your super into a reliable income stream. Combined with personal savings and smart investment choices, we will build a retirement income plan that supports the lifestyle you want. The cost of living will not stop rising, and healthcare often becomes more expensive as we age. That is why financial planning for retirement needs to include strategies that protect your lifestyle now and in the future. Our expert financial advisors for retirees work with you to build a plan that balances superannuation, savings, and investments, so you are not depending solely on the Age Pension or government benefits. We help ensure your money grows in the right places and is withdrawn at the right time to stay ahead of inflation and rising costs. This is where Setch Group can help you in your retirement planning and beyond.
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Whether you are planning for retirement, trying to get ahead with your super, or just want to feel more in control, you are in the right place.
Our team is here to guide you, every step of the way, with advice that fits your life and your goals.
At Setch Group, we provide everyday Australians with tailored support to navigate life’s financial ups and downs. Whether you are planning for retirement, managing debt, or simply looking to get your finances in order, we are here to guide you with straight-talking advice and practical solutions.
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At Setch Group, we help you make the most of your super with tailored investment strategies that align with your goals and risk profile. Our superannuation and insurance advice also covers key protections like life insurance through superannuation and income protection insurance super, helping you build long-term wealth while safeguarding your financial future. Whether you are just starting to grow your super or fine-tuning your portfolio closer to retirement, we will guide you every step of the way with expert support in superannuation and insurance planning.
At Setch Group, we help you grow your super with a smart, long-term strategy that aligns with your goals. Our focus is not just on boosting your retirement savings, but also on protecting your future along the way. That is why we review your superannuation and insurance to make sure you have the right cover in place, including superannuation income protection and super income protection options that can safeguard your earnings if life takes an unexpected turn. With expert guidance and ongoing support, we help you build lasting wealth while keeping your financial security front and centre.
At Setch Group, we help everyday Australians take control of their finances with a personalised debt management program. Whether you are juggling credit cards, personal loans, or other financial commitments, our experienced debt advisors work with you to create a realistic plan to reduce what you owe and regain peace of mind. Through structured debt management strategies, we help you organise repayments, avoid unnecessary interest, and work towards long-term financial stability, so you can focus on building a better financial future.
At Setch Group, our pre-retirement planning service is all about helping you make the most of the years leading up to retirement. We work with you to build a personalised retirement plan that balances your lifestyle goals with smart financial decisions. This includes tailored investment advice and a strategic retirement investment plan designed to grow your wealth, reduce tax, and position you for a smooth transition into retirement. Whether you are 5 or 10 years out, we will help you take the right steps now to feel confident about the future.
At Setch Group, we make retirement planning simple and personal. Whether you are approaching retirement or already there, we help you build a clear, realistic retirement plan that aligns with your lifestyle and long-term goals. From managing your super and investments to understanding your income options, we guide you every step of the way. We also provide tailored insurance advice for retirees, ensuring you have the right cover in place to protect your finances and give you peace of mind throughout retirement.
At Setch Group, we help you protect what matters most with tailored insurance and risk cover solutions. Whether you are planning for the unexpected or safeguarding your family’s future, we provide guidance on the right level of cover to suit your life stage. Our advice includes income protection insurance to help replace your income if you are unable to work temporarily, disability insurance for long-term security, and total and permanent disability insurance (TPD) to provide financial support in the event of a serious illness or injury. We make sure you are covered, without overpaying for insurance you do not need.
At Setch Group, we help you take control of your legacy with thoughtful and personalised estate planning. Whether you are looking to protect your assets, provide for loved ones, or ensure your wishes are carried out, we will work with you to create a comprehensive estate plan that reflects your values and goals. From wills and powers of attorney to superannuation nominations and asset distribution, our advisors guide you through the process with care, clarity, and practical advice, so you can plan with confidence and leave nothing to chance.
