As you get closer to retirement, it’s normal to feel both excited and unsure. The good news? With the right plan and the right people by your side, you can step into this next stage of life feeling confident and in control. It’s never too late to start planning for retirement, but the sooner you do, the better your future can look. At Setch Group, we offer expert financial planning for retirement tailored to your goals, lifestyle, and future needs.
We’re proud to have helped so many clients take control of their finances and plan for the future with confidence.
Our team of financial advisors know that no two journeys to retirement are the same. Whether you want to retire early, continue working part-time, or simply ensure your super is doing its job, we are here to guide you.
We will create a strategy that aligns with your retirement lifestyle goals, helps you make smart investment decisions without the stress, and maximises every opportunity, from tax savings to contribution strategies. Most importantly, we keep you in control, with clear explanations and guidance every step of the way.
Pre-retirement planning is all about getting clear on your goals and setting up the right financial structures to support them. With our support, you will:
Planning for retirement isn’t just about knowing your super balance—it’s about understanding how everything fits together. Your superannuation, Centrelink entitlements, investments, and savings all interact, and the way you use them can make a big difference to your income in retirement... read more
Planning for retirement isn’t just about knowing your super balance—it’s about understanding how everything fits together. Your superannuation, Centrelink entitlements, investments, and savings all interact, and the way you use them can make a big difference to your income in retirement.
At Setch Group, we make this easier by breaking it down in simple terms. We show you where your money will come from, how long it’s likely to last, and what steps you can take to make it stretch further. Our advice focuses on smart trade-offs, such as using super to reduce reliance on the age pension, or structuring withdrawals to protect your Centrelink benefits.
We also consider the realities of retirement—market changes, inflation, and the rising cost of living—and build a plan that balances your lifestyle goals with financial security. For many people, that might include easing into retirement through part-time work or setting up a Transition to Retirement (TTR) income stream for greater flexibility.
Whether you’re just starting to think about retirement or only a few years away, our advisers will guide you through each step. The result is a clear plan, a stable and flexible income, and the confidence of knowing your future is in good hands... read less
Whether you are planning for retirement, trying to get ahead with your super, or just want to feel more in control, you are in the right place.
Our team is here to guide you every step of the way, providing advice tailored to your life a goals.
At Setch Group, we provide everyday Australians with tailored support to navigate life’s financial ups and downs. Whether you are planning for retirement, managing debt, or simply looking to get your finances in order, we are here to guide you with straight-talking advice and practical solutions.
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At Setch Group, we help you make the most of your super with tailored investment strategies that align with your goals and risk profile. Our superannuation and insurance advice also covers key protections like life insurance through superannuation and income protection insurance super, helping you build long-term wealth while safeguarding your financial future. Whether you are just starting to grow your super or fine-tuning your portfolio closer to retirement, we will guide you every step of the way with expert support in superannuation and insurance planning.
At Setch Group, we help you grow your super with a smart, long-term strategy that aligns with your goals. Our focus is not just on boosting your retirement savings, but also on protecting your future along the way. That is why we review your superannuation and insurance to make sure you have the right cover in place, including superannuation income protection and super income protection options that can safeguard your earnings if life takes an unexpected turn. With expert guidance and ongoing support, we help you build lasting wealth while keeping your financial security front and centre.
At Setch Group, we help everyday Australians take control of their finances with a personalised debt management program. Whether you are juggling credit cards, personal loans, or other financial commitments, our experienced debt advisors work with you to create a realistic plan to reduce what you owe and regain peace of mind. Through structured debt management strategies, we help you organise repayments, avoid unnecessary interest, and work towards long-term financial stability, so you can focus on building a better financial future.
At Setch Group, our pre-retirement planning service is all about helping you make the most of the years leading up to retirement. We work with you to build a personalised retirement plan that balances your lifestyle goals with smart financial decisions. This includes tailored investment advice and a strategic retirement investment plan designed to grow your wealth, reduce tax, and position you for a smooth transition into retirement. Whether you are 5 or 10 years out, we will help you take the right steps now to feel confident about the future.
At Setch Group, we make retirement planning simple and personal. Whether you are approaching retirement or already there, we help you build a clear, realistic retirement plan that aligns with your lifestyle and long-term goals. From managing your super and investments to understanding your income options, we guide you every step of the way. We also provide tailored insurance advice for retirees, ensuring you have the right cover in place to protect your finances and give you peace of mind throughout retirement.
At Setch Group, we help you protect what matters most with tailored insurance and risk cover solutions. Whether you are planning for the unexpected or safeguarding your family’s future, we provide guidance on the right level of cover to suit your life stage. Our advice includes income protection insurance to help replace your income if you are unable to work temporarily, disability insurance for long-term security, and total and permanent disability insurance (TPD) to provide financial support in the event of a serious illness or injury. We make sure you are covered, without overpaying for insurance you do not need.
At Setch Group, we help you take control of your legacy with thoughtful and personalised estate planning. Whether you are looking to protect your assets, provide for loved ones, or ensure your wishes are carried out, we will work with you to create a comprehensive estate plan that reflects your values and goals. From wills and powers of attorney to superannuation nominations and asset distribution, our advisors guide you through the process with care, clarity, and practical advice, so you can plan with confidence and leave nothing to chance.
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