superannuation and wealth accumulation

Grow and protect your wealth with the right super plan

In Australia, superannuation plays a pivotal role in wealth management, serving as a cornerstone for financial security during retirement. Whether you are just starting out or preparing for retirement, we provide tailored advice to help you grow and protect your wealth through smart super strategies. No matter where you are in your financial journey, it is never too early or too late to take control of your super and build real financial security. Reach out to Setch Group today and discover how smart superannuation and wealth accumulation strategies can put you on the path to a confident future.

How Setch Group can help you with super and wealth

Build long term growth

We help you use superannuation as a powerful vehicle for wealth accumulation, not just for retirement, but to grow your financial assets throughout life.
Find out how

Tailored wealth strategies

Every financial journey is unique. Our financial advisors design personalised super and wealth accumulation plans that align with your income, goals, and stage of life.
Find out how

Smarter contributions, greater returns

From salary sacrifice to concessional and non-concessional contributions, we guide you in making tax-effective choices that boost your super balance over time.
Find out how

Ongoing support

As life changes, your financial plan should too. We provide regular check-ins to keep your super and investment strategy aligned with your evolving needs.
Find out how
we design personalised strategies

Why wealth accumulation matters

Wealth accumulation simply means building up your assets over time so you can enjoy financial freedom, now and in the future. With the right approach, superannuation becomes a tax-effective means of accumulating wealth throughout your working years. At Setch Group, we design personalised strategies that align with your goals, help you invest wisely, and maximise long-term returns, ensuring your approach suits your lifestyle and budget. The way you grow your wealth really matters. With the right strategy, your super can do a lot of the heavy lifting, but only if it is set up to work in your favour.

Get Started

Our Clients Know Best

We’re proud to have helped so many clients take control of their finances and plan for the future with confidence.

grow now, benefit later

Growing wealth through super

Superannuation in Australia is a long-term savings system designed to help you fund your retirement. When you are employed or self-employed, contributions are made regularly into a super fund, usually by your employer. These contributions are invested, and over time, thanks to compounding returns, your super can grow into a significant pool of savings. However, super is not just about retirement; it is also a powerful tool for wealth accumulation during your working life. There are several ways you can grow your super, including:

1
Personal contributions
3
Non-concessional contributions
2
Salary sacrificing arrangements
4
TTR re-contributions
Get Started
how we help you build wealth through your super

Lets plan a wealthier future

At Setch Group, we understand that superannuation and wealth accumulation can feel overwhelming, especially with changing rules, contribution caps, and investment choices to navigate. Our experienced financial advisors work with you one on one to simplify the process, explain your options clearly, and tailor a strategy that aligns with your lifestyle, goals, and financial stage. read more

At Setch Group, we understand that superannuation and wealth accumulation can feel overwhelming, especially with changing rules, contribution caps, and investment choices to navigate. Our experienced financial advisors work with you one on one to simplify the process, explain your options clearly, and tailor a strategy that aligns with your lifestyle, goals, and financial stage. Whether it is optimising your super income protection, reviewing your superannuation insurance, or helping you make additional contributions, we make sure your super works harder for you. We do not just set and forget. Life changes, and so should your financial plan. That is why we conduct regular reviews of your superannuation and insurance arrangements to ensure they remain suitable as your circumstances evolve. No matter where you are starting from, whether you are new to the workforce, raising a family, or getting ready to retire, it is never too early or too late to take control of your financial future. Book a consultation with Setch Group today to explore how smarter superannuation and wealth accumulation strategies can help you build real, lasting security...read less

Get Started

Let us take the guesswork out of your financial future

Whether you are planning for retirement, trying to get ahead with your super, or just want to feel more in control, you are in the right place.

Our team is here to guide you, every step of the way, with advice that fits your life and your goals.

I want to...
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Our Services

At Setch Group, we provide everyday Australians with tailored support to navigate life’s financial ups and downs. Whether you are planning for retirement, managing debt, or simply looking to get your finances in order, we are here to guide you with straight-talking advice and practical solutions.

Superannuation Investment and Portfolio Construction

At Setch Group, we help you make the most of your super with tailored investment strategies that align with your goals and risk profile. Our superannuation and insurance advice also covers key protections like life insurance through superannuation and income protection insurance super, helping you build long-term wealth while safeguarding your financial future. Whether you are just starting to grow your super or fine-tuning your portfolio closer to retirement, we will guide you every step of the way with expert support in superannuation and insurance planning.

1
Tailored super investment strategies
3
Maximise long-term growth
2
Superannuation and insurance in one place
4
Ongoing support and adjustments

Superannuation & Wealth Planning

At Setch Group, we help you grow your super with a smart, long-term strategy that aligns with your goals. Our focus is not just on boosting your retirement savings, but also on protecting your future along the way. That is why we review your superannuation and insurance to make sure you have the right cover in place, including superannuation income protection and super income protection options that can safeguard your earnings if life takes an unexpected turn. With expert guidance and ongoing support, we help you build lasting wealth while keeping your financial security front and centre.

1
Grow your wealth through super
3
Protecting your income
2
Smart super and insurance advice
4
Personalised wealth accumulation plan

Debt Management

At Setch Group, we help everyday Australians take control of their finances with a personalised debt management program. Whether you are juggling credit cards, personal loans, or other financial commitments, our experienced debt advisors work with you to create a realistic plan to reduce what you owe and regain peace of mind. Through structured debt management strategies, we help you organise repayments, avoid unnecessary interest, and work towards long-term financial stability, so you can focus on building a better financial future.

1
Personalised debt management strategies
3
Reduce stress and take back control
2
Expert guidance by experienced debt advisors
4
Build a stronger financial foundation

Pre-retirement Planning

At Setch Group, our pre-retirement planning service is all about helping you make the most of the years leading up to retirement. We work with you to build a personalised retirement plan that balances your lifestyle goals with smart financial decisions. This includes tailored investment advice and a strategic retirement investment plan designed to grow your wealth, reduce tax, and position you for a smooth transition into retirement. Whether you are 5 or 10 years out, we will help you take the right steps now to feel confident about the future.

1
Personalised retirement plan
3
Assessing your risk profile
2
Expert insurance advice
4
Structure your income

Retirement Planning

At Setch Group, we make retirement planning simple and personal. Whether you are approaching retirement or already there, we help you build a clear, realistic retirement plan that aligns with your lifestyle and long-term goals. From managing your super and investments to understanding your income options, we guide you every step of the way. We also provide tailored insurance advice for retirees, ensuring you have the right cover in place to protect your finances and give you peace of mind throughout retirement.

1
Personalised retirement plans
3
Advice and guidance on government entitlements
2
Insurance advice for retirees
4
Diversified income strategies

Insurance & Risk Cover

At Setch Group, we help you protect what matters most with tailored insurance and risk cover solutions. Whether you are planning for the unexpected or safeguarding your family’s future, we provide guidance on the right level of cover to suit your life stage. Our advice includes income protection insurance to help replace your income if you are unable to work temporarily, disability insurance for long-term security, and total and permanent disability insurance (TPD) to provide financial support in the event of a serious illness or injury. We make sure you are covered, without overpaying for insurance you do not need.

1
Tailored protection
3
Comprehensive guidance
2
Income security
4
Long-term safeguards

Estate Planning

At Setch Group, we help you take control of your legacy with thoughtful and personalised estate planning. Whether you are looking to protect your assets, provide for loved ones, or ensure your wishes are carried out, we will work with you to create a comprehensive estate plan that reflects your values and goals. From wills and powers of attorney to superannuation nominations and asset distribution, our advisors guide you through the process with care, clarity, and practical advice, so you can plan with confidence and leave nothing to chance.

1
A clear and personalised estate
3
Guidance through complex decisions
2
Peace of mind for you and your family
4
Protect what you have worked hard for
What is superannuation wealth accumulation?
How does superannuation wealth accumulation work?
How much should I contribute to my superannuation for wealth accumulation?
How can I maximise wealth accumulation in my superannuation fund?
Need help getting started?
Chat with us now